Public Liability Insurance

In our daily activities, be it in our individual capacities as servants, business persons, manufacturers, or any corporate body we do things that can result in damage, loss, injury, death or diseases to others as a consequence of our neglige

Public liability insurance is a type of business insurance. It offers financial protection to business owners in the event of an injury or property damage claim made by a client, customer or member of the public.

It may cover the cost of legal fees incurred or payouts resulting from a claim in which a business owner is found liable.

Public liability insurance isn’t a legal requirement (unlike employer’s liability insurance), but many businesses consider it essential. Other businesses or clients you work with might also ask that you have it.