Personal Accident Insurance

This is one coverage every productive person needs. While we are strong and healthy, physically and mentally, we can earn to feed, clothe and provide shelter for ourselves and our families, and to live decent.

A personal accident insurance policy covers physical loss to an individual due to accidental injuries leading to death or permanent/total disabilities. It is designed to pay compensation to the policyholder in case of an accident while travelling through rail, air, road, drowning, or due to a collision. Several health insurance plans also offer personal accident (PA) cover as an add-on.

A PA insurance policy not only pays compensation at the time of death but also financially secures the insured’s family in the event of an accident. Moreover, it curtails financial constraints that may arise due to income loss resulting from accidental death or disabilities.